Last modified as of 8/18/2024.

PLEASE READ THE FOLLOWING ACCOUNT AGREEMENT CAREFULLY, AS THEY AFFECT YOUR LEGAL RIGHTS. THIS ACCOUNT AGREEMENT INCLUDE AN ARBITRATION CLAUSE IN PARAGRAPH 27 THAT REQUIRES THE USE OF MANDATORY BINDING ARBITRATION ON AN INDIVIDUAL BASIS TO RESOLVE DISPUTES. EXCEPT FOR CERTAIN TYPES OF DISPUTES REFERENCED IN PARAGRAPH 27, YOU AGREE THAT DISPUTES WITH Gold Savings Plan™ WILL BE RESOLVED PURSUANT TO THE PROVISIONS OF PARAGRAPH 27 AND YOU WAIVE YOUR RIGHTS TO PARTICIPATE IN A JURY TRIAL, ANY COURT PROCEEDINGS OR IN CLASS ACTIONS OF ANY KIND.

By clicking the check box at the bottom of this agreement, you certify that you have read and accept the terms of this account agreement as per the customer's Acknowledgment and Acceptance below, you must scroll all the way down before you will be able to click the box

customer’s Acknowledgment and Acceptance of Account Agreement

The goldsavingsplan.com website and its associated services and content (collectively, the “Website”) is owned and operated by C-Gold Technologies LLC dba Gold Savings Plan™ . (“Gold Savings Plan™ ,” “our,” “we,” or “us”). By using, placing an order for products, or selling products through the Website, you agree to the Account Agreement set forth below in this Account Agreement (“Agreement”). This Agreement is made by and between Gold Savings Plan™ and you, personally and, if applicable, on behalf of the entity for whom you are using the Website (“you” or “your”). This Agreement governs your use of the Website and the products and services we offer on the Website, including making purchases from Gold Savings Plan™ , making sales to Gold Savings Plan™ , and placing orders with Gold Savings Plan™ . If you do not agree with the terms and conditions of this Agreement, you are expressly prohibited from using the Website and must immediately discontinue your use of the Website.

THIS AGREEMENT APPLIES TO ALL ORDERS, PURCHASES, AND SALES, WHETHER MADE VIA THE WEBSITE, BY TELEPHONE, OR OTHERWISE. BY USING THE WEBSITE, YOU REPRESENT AND WARRANT, WITHOUT LIMITATION, THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO THE TERMS AND CONDITIONS OF THIS AGREEMENT. IF YOU DO NOT UNDERSTAND OR DO NOT AGREE TO BE BOUND BY AND COMPLY WITH THE TERMS AND CONDITIONS OF THIS AGREEMENT AND ANY OTHER SUPPLEMENTAL TERMS, DISCLOSURES, AND DISCLAIMERS, YOU MUST IMMEDIATELY LEAVE THE WEBSITE. Gold Savings Plan™ STRONGLY ENCOURAGES YOU TO PRINT A COPY OF THIS AGREEMENT FOR FUTURE REFERENCE.

WE RESERVE THE RIGHT TO MAKE CHANGES TO THIS AGREEMENT AT ANY TIME AND YOU AGREE THAT WE MAY CHANGE THE TERMS AND CONDITIONS AT ANY TIME. YOU AGREE FURTHER THAT WE MAY MAKE CHANGES TO THE WEBSITE AT ANY TIME IN OUR SOLE DISCRETION, FOR ANY REASON OR NO REASON AND WITHOUT PRIOR NOTICE TO YOU. YOU AGREE IF YOU CONTINUE TO USE THE WEBSITE AFTER WE HAVE POSTED A CHANGE TO THIS AGREEMENT, THEN YOU ARE BOUND BY THE MOST RECENT VERSION OF THIS AGREEMENT.

By purchasing from, making sales to or ordering from Gold Savings Plan™ , whether by telephone, through the Website or otherwise, you are subject to all terms, conditions, policies, rules, restrictions, obligations, representations, and warranties, with which you hereby agree to comply.

Please direct any legal questions regarding this Agreement to:

C-Gold Technologies LLC dba Gold Savings Plan™ .
Attn: Legal Department
3751 Motor Ave # 341140, Los Angeles, CA 90034, United States of America
+1 424 279 4608
Contact us: https://www.goldsavingsplan.com/contact

1. About the Website

Gold Savings Plan™ provides an interactive service that allows visitors and customers to purchase and sell physical bullion, such as gold and silver, online or over the phone. Gold Savings Plan™ provides high quality products to its customers by working closely with mints and distributors.

The Website and related content on the Website should not be considered complete or up to date. Your reliance upon any information provided by Gold Savings Plan™ , Gold Savings Plan™ ’s contractors and employees, others appearing on the Website at invitation by Gold Savings Plan™ , or other visitors or customers of this Website, is solely at your own risk. You understand that Gold Savings Plan™ is not obligated to provide any maintenance, technical or other support for the Website.

2. Ownership of Website and License

You acknowledge and agree that Gold Savings Plan™ is the owner of, or has rights in and to, the Website and its associated content, including but not limited to all intellectual property rights inherent therein. The Website is protected by all applicable laws, intellectual property or otherwise, and you are expressly prohibited from using the Website for any purposes not explicitly stated in this Agreement. Specifically, and except where otherwise allowed under this Agreement, you are prohibited from framing, scraping, aggregating, hacking, reverse engineering, crawling, reproducing, preparing derivative works of, distributing, performing publicly, or displaying publicly the Website, whether in whole or in part, without the prior written consent of Gold Savings Plan™ .

Gold Savings Plan™ hereby grants you a limited, non-exclusive, non-sublicensable, royalty free, non-assignable, and revocable license to use the Website for its customary and intended purposes. Violation of the terms and conditions of this Agreement or use of the Website for a use outside of its customary and intended purposes, such as, but not limited to downloading (other than page caching) or modifying the Website or any portion of it will result in the termination of this license.

Absent prior written permission from Gold Savings Plan™ , you are not permitted to reproduce, prepare derivative works, distribute copies, perform, display, or use for commercial purposes the Website or its content. This license is revocable at any time, and any rights not expressly granted herein are reserved to Gold Savings Plan™ .

3. Trademarks

All trademarks, common law or registered trademarks displayed on this Website are the property of their respective owners. Specifically, all Gold Savings Plan™ marks are the property of Gold Savings Plan™ , including, but not limited to Gold Savings Plan™ and all Gold Savings Plan™ logos. The Website, including its look and feel, color selections, layout, and arrangement, is the trade dress of Gold Savings Plan™ . You are prohibited from using Gold Savings Plan™ ’s trademarks, service marks, and trade dress, or any colorable imitation thereof, to indicate the source of, sponsorship of, approval of, affiliation with, connection with, or association with your goods or services without the prior written consent of Gold Savings Plan™ .

Make Your Portfolio Great Again™ is a Gold Savings Plan™ trademark and slogan, it is not to be considered investment or financial advice.

4. Account Registration

Account registration and use of the Website is free. You may search, view, purchase, and sell products from this Website as a guest, without registering for an account. If you choose to register an account and create a customer Profile, complete the required information. When creating an account, placing an order, or selling on the Website, you are agreeing to receive email and/or text notifications. You may opt out of these notifications at any time.

We may request that you submit certain personally identifiable information about yourself, including, but not limited to your first and last name, company name, email address, telephone number, mailing address, billing address, shipping address, country of residence, credit card type, credit card number, credit card expiration date, and credit card security code. We may also gather certain types of non-personal information about your visit to protect the security of our customers, the Website, or to make our products and services more beneficial to you. All information gathered from you by us will be governed by our Privacy Policy, which is hereby incorporated into this Agreement by reference. Please carefully review our Privacy Policy. By using this Website, you agree to be bound by the terms of our Privacy Policy. We reserve the right, and you authorize us, to use information regarding your use of this Website, account registration, and any other personal information provided by you in accordance with our Privacy Policy. In the event of a conflict between the terms and conditions set forth in this Agreement and our Privacy Policy, the terms and conditions of the Privacy Policy will control.

You have a duty to ensure the information you provide through your account is truthful, current, complete, and accurate. You understand and agree you have an ongoing duty to update and keep current the information provided through your account if and when such information changes. You are expressly prohibited from creating an account that impersonates another person, contains offensive or obscene language, or otherwise violates the rights of a third party. You expressly agree you will not use your account to interfere with or disrupt a third party’s enjoyment and use of the Website. Gold Savings Plan™ reserves the right to restrict access to, monitor, suspend, disable, or delete your Account at any time, in its sole discretion, and without prior warning.

You agree to keep your account secure from unauthorized access. You will log in using your account password. You should not reveal your password to others. You agree that you alone are responsible for your account and all associated customer Profiles. You accept full responsibility for all use of your account, whether authorized or unauthorized. In the case of unauthorized access to your account, you agree to contact Gold Savings Plan™ immediately. You agree to hold harmless and indemnify Gold Savings Plan™ for any damages that arise out of, or in relationship to, the use of your Account.

5. Order Policies and Procedures

By creating an Account, you the "customer" agree that Gold Savings Plan™ , and its designees and agents, may contact you by any available means, including, but not limited to, by phone, by text message, and by email.

You may make purchases, sell to, and order from Gold Savings Plan™ only in accordance with this Agreement and accompanying policies and procedures. Upon placing an order to purchase or sell with Gold Savings Plan™ , you have entered into a binding and legally enforceable agreement. Prices and availability are subject to change without notice.

When placing an order on the Website, the price at which your order is submitted is the guaranteed price at the time of each purchase. Customers can choose to buy on a daily, weekly, biweekly, monthly, or quarterly basis this is called "order frequency". Prices of each purchase can be different. An “order number” will subsequently be forwarded to you via email. Your credit card information is required to guarantee all orders. In order to reserve your guaranteed price, your payment must be received by Gold Savings Plan™ within two (2) business days via recurring Zelle payments. If your zelle payment is below the price of the order funds will remain in your GSP account until the next cycle, then used in combination with your following recurring payment to acquire your order, this continues as long as your GSP enrollment is active. Currently, for individual Gold Savings Plan™ customers all orders are only payable via Zelle. The Gold Savings Plan™ , may in the future enable recurring payments via Credit Cards at which times the prices will be adjusted to cover any credit card costs. Employer Funded or Subsidised Gold Savings Plan™ are payable directly by the employer via wire transfer on a paycheck by paycheck or monthly basis subject to an addendum to this agreement between the employer and the Gold Savings Plan™ . Employees choosing to individually opt-in and fund their own Gold Savings Plan™ s without any matching or support from their Employer are considered individual Gold Savings Plan™ customers. Affiliates (individuals or institutions) or other platforms "Vendors" that are offering the Gold Savings Plan™ to their respective customers via their platforms will (i) either direct their customers to GoldSavingsPlan.com to be treated as Individual Customers, (ii) manage the payment and remit the payment to Gold Savings Plan™ at their own risk and assume all liability (iii) or discuss with The Gold Savings Plan™ to create an addendum to this agreement for payment processing. If payment is not received in its entirety within ten (2) calendar days of the original order date, any market losses between the order date and time of non-payment will be assessed.

A completed order is denoted by our receipt of funds in our bank account (wire) or clearance of your full Zelle® payment. In most cases, orders will be denied if payment is completed after the allotted time frame. If any order is in error due to Gold Savings Plan™ ’s fault or otherwise, we reserve the right to cancel the order.

5.1. Gold Savings Plan™ Purchases and Payments

Customer may initiate and enroll in Gold Savings Plan™ order (referred to as an "Order") with a representative of Gold Savings Plan™ (hereinafter referred to as "GSP") through telephonic communication for the purchase, sale, and delivery of precious metals. This Order, when placed by telephone, holds the same legal effect as if made in writing or online. The details of the Order, including but not limited to the price, quantity, payment method, and delivery terms, shall be confirmed during a conversation with a Gold Savings Plan™ representative to ensure accuracy. Not all such conversations are recorded. Orders pertaining to bullion are contingent upon GSP's receipt of good funds, and finalization of Order terms will be confirmed during a conversation with a GSP representative.

5.1.0. Zelle®Payment terms

**Gold Savings Plan™ Enrollment and Billing Agreement**

By enrolling in the Gold Savings Plan™, the customer agrees and acknowledges the following terms:

1. **Automatic Billing**: Upon enrollment, the customer will be automatically billed according to the frequency selected for their Gold Savings Plan™. The amount billed will correspond to the value of the order at the time of each recurring transaction.

2. **Payment Setup**: The customer agrees to immediately add C-Gold Technologies LLC, doing business as Gold Savings Plan™, as a payee in their bank account. They must also set up a recurring Zelle® payment equivalent to the value of their initial order, with subsequent payments made based on the selected frequency.

3. **Price Variability**: The price of the product(s) purchased under the Gold Savings Plan™ may fluctuate. As a result, the recurring Zelle® payment may occasionally exceed or fall short of the actual order value. If the payment is less than the order value, the balance will remain in the customer's Gold Savings Plan™ account and be applied to the next transaction. If the payment exceeds the order value, no order will be placed for that transaction, and the excess funds will be applied to the following transaction.

4. **Account Ownership and Authority**: Customers certify that they are the owner of the bank account used for payments and have full authority to enroll and submit recurring payment via Zelle® to the Gold Savings Plan™

5. **Payment Finality**: All payments are final and non-refundable. The amounts billed to the customer are due on the recurring date selected by the customer. The account balance may vary based on the price of the products selected at the time of each order.

5.1.1 Individual Gold Savings Plan™ s

Individual customers must register and onbaord directly through the GoldSavingsPlan.com portal. Customers shall (i) select their desired products from the products available through goldsavingsplan.com, (ii) choose the number of units per product selected to be acquired (iii) select the frequency (daily, weekly, biweekly, monthly or Quarterly) of their order based on their recurring budgets, and (iv) follow the Zelle® payment terms (5.1.0) above. Product pricing is listed on Goldsavingsplan.com and can change based on market conditions and other factors.

5.1.2 Employer Funded and Employer Matched Gold Savings Plan™ s

Employer Funded or Employer Matched Gold Savings Plan™ s are payable by the employer on a paycheck by paycheck basis or on a monthly basis via wire transfer to C-Gold Technologies LLC bank account.

5.1.3 Employee Funded Gold Savings Plan™ s

Employee Funded Gold Savings Plan™ s are treated similar to Individual Gold Savings Plan™ Customers see 5.1.1 above.

5.1.4 Vendor Managed Gold Savings Plan™ s

A Vendor is a person or a company that are authorized by C-Gold Technologies LLC to offer its Gold Savings Plan™ to the Vendor's customers. A vendor can be an affiliate, an institution, an influencer, or a third party selling platform. To offer a Vendor Managed Gold Savings Plan™ , Vendors are governed by the this agreement and any addenda to this agreement when applicable. Vendor Managed Gold Savings Plan™ require the Vendor to process and receive payments and submit customer details, order details, and payment to C-Gold Technologies LLC bank account via wire transfer based on the frequency of enrollment. Vendor and GSP may provide customzied plans to Vendor's customers. All products, and plans sold through a Vendor must be priced in accordance with the approved GSP pricing, Vendor may charge additional fees such as credit card convenience fees or shipping fees to ofset any such costs. Any additional fees charged by a Vendor must be approved in writing by C-Gold Technologies LLC in an addendum to this agreement.

5.1.5 Vendor referred Gold Savings Plan™ s

A Vendor is a person or company that are authorized by C-Gold Technologies LLC to offer its Gold Savings Plan™ to the Vendor's customers. A vendor can be an affiliate, an institution, an influencer, or a third party selling platform. To offer a Vendor referred Gold Savings Plan™ , Vendors are governed by the this agreement and any addenda to this agreement when applicable. Vendor referred Gold Savings Plan™ requires the Vendor to onboard its customers directly through the GoldSavingsPlan.com portal. Under the vendor referred Gold Savings Plan™ , vendors do not process and do not receive payments from their customers, customers directly pay for their order and directly enroll via Zelle®(see 5.1.0. above). Vendor's referred customers, are treated as individual Gold Savings Plan™ customers and process their own orders, frequency and payments via Zelle® goldsavingsplan.com. Vendor may not charge any fees.

5.2. Confirmation and Payment Terms

GSP shall email a written order confirmation (the "Confirmation") to the Customer at the address provided by the Customer to GSP. The Purchase Price, constituting the amount due under the Order, is to be paid in full to GSP within fourty eight (48) calendar hours of the emailed order confirmation. Failure to remit the Purchase Price within the stipulated Payment Period shall constitute a default by the Customer. Upon such default, GSP shall be relieved of all obligations under the Order, and shall possess the rights available under applicable law.

5.2.1 Payment Options

GSP requires all payments done by institutions, employers and vendor managed GSPs be made via bank wire, or ACH/eCheck, GSP requires all payment for individual GSPs done by Zelle® (see 5.1.0 above). GSP does not currently accept direct credit card payments, select vendors may accept credit cards at their own discretion. GSP may in the future accept Credit Card payments. GSP does accept international payments via bank to bank wire transfers only. GSP orders require Credit cards to lock in prices and are only charged if a customer does not remit payment in accordance to paragraph 5. above. Depending upon the amount of an order, Gold Savings Plan™ reserves the right to request additional documentation for certain orders. In cases of suspected fraud, ACH/eCheck may be held up to 45 (forty-five) calendar days, although this is rare. Payment via bank wire is always recommended.

Credit/Debit card authorization for products purchased through the Website are processed through a third-party payment processor, such as Authorize.net. You understand and agree that a $0.01 or more charge may temporarily appear in your pending transactions when you process an order through Gold Savings Plan™ ’s third-party payment processors. This temporary charge will be voided. Gold Savings Plan™ will not be held liable for any overdraws that may occur because of such a charge. You agree that you are solely responsible for paying all applicable taxes, duties, levies, or charges imposed by any governmental entity anywhere in the world in connection with your use of the Website and/or purchase of services through the Website to that applicable governmental entity. You understand and agree that Gold Savings Plan™ will not be held liable for any customer’s failure to complete a transaction entered through the Website.

GSP expressly reserves the right to refuse or cancel any order, for any reason, at its sole discretion, regardless of payment method and price confirmation.

In the instance of an insufficient funds Zelle® payments, Gold Savings Plan™ reserves the right to cancel the order and charge administrative fees and/or market loss fees, and/or bill the payable balance to the credit/debit card on file.

5.2.2. Payment Instructions

Gold Savings Plan™ will issue payment instructions to you during the ordering process and via email following completion of your order. Gold Savings Plan™ does not accept Cash on Delivery orders. Gold Savings Plan™ reserves the right to cancel orders where payment is not dated within two (2) business days for bank wire orders or one (1) business day for paper check orders.

5.2.3. Spread; refers to the variance between the retail price quoted to the Customer or listed online for the purchased precious metals and GSP's cost to procure said precious metals from its suppliers. GSP's "Spread" encompasses operating expenses (e.g., salaries, commissions, marketing, rent, insurance) and GSP's potential profit, if any, derived from the transaction.

5.2.3.1 Spread Range; The quoted purchase price provided to the Customer for precious metals (inclusive of shipping/insurance and taxes, including any sales, use, or similar tax, CC convenience fees if applicable) is the final amount payable by the Customer. GSP imposes no additional fees or costs. However, GSP's retail sales price includes the Spread, represented as a percentage of the retail price (prior to shipping, insurance, and sales tax, CC convenience fees if applicable). The Spread generally falls within the range of 15% to 50% of the quoted purchase price, varying by precious metal, customer, transaction type, and over time.

5.3. Non Gold Savings Plan™ Purchases and Payments

Customers can do single transactions by calling 424 279 4608, by contacting us Contact us: https://www.goldsavingsplan.com/contact, or by visiting one of our retail online platforms such as www.greatamericanbullion.com. Single transactions can include direct purchase for direct delivery or storage, or the rollover of a qualified 401K, 403B, 457, TSP or the transfer of a qualified IRA. All such orders are subject to Great American Bullion Account Agreement / Terms and conditions located here: https://greatamericanbullion.com/page/terms-and-conditions

6. Storage

All metals purchased from GSP are stored at a third party vault "Depository" under a C-Gold Technology Master Account. Depositories insure all metals stored for the full replacement values. The Storage fee charge to the customer GSP equals 0.0833% per month. Depository options are provided to GSP customers, insurance policies can be made available directly by the Depositories.

6.1. Storage for Indivisual Gold Savings Plan™ Customers

All metals purchased by Individual GSP customers are stored at a third party vault "Depository" under a C-Gold Technology Master Account. Customers have direct access via goldsavingsplan account to view their current holdings, request delivery, pause and resume purchases.

6.2. Storage for Vendors, Institutions and Employers

All metals purchased through enrollment in an employer funded, employer subsidised, or vendor managed GSP customers are stored at a third party vault "Depository" under a C-Gold Technology Master - Sub Seggregated Account. Vendors, Insitituions and Employer have have direct access via goldsavingsplan account to view their current holdings, request delivery, pause and resume purchases.

7. Precious Metals Liquidators Program

When selling to Gold Savings Plan™ through the Precious Metals Liquidators, all products sold to Gold Savings Plan™ must have a minimum Buy Back price sum of $1,000, unless otherwise arranged at Gold Savings Plan™ ’s discretion. Most Liquidation prices will be locked in up front when the customer’s credit card information is collected. Liquidation prices are calculated based upon the customer’s good faith representation of the product and the current Spot Prices. However, Gold Savings Plan™ reserves the right to require product receipt prior to locking in all Liquidation prices. Upon receipt of the products, Gold Savings Plan™ or its independent liquidation providers will inspect the products for authenticity, quantity, and condition. If the products are not true to the customer’s initial representations, Gold Savings Plan™ reserves the right to make a revised offer or reject the transaction at its discretion. In the event of rejection, the customer is responsible for all return shipping fees, which will be automatically charged to the customer’s credit card on file. As a general policy, Liquidations may not be cancelled but may be offset at Gold Savings Plan™ ’s current purchase price.

Without limiting any other legal or equitable rights and remedies that may be available to Gold Savings Plan™ , in the event of any failure by you to comply with this Agreement, Gold Savings Plan™ may suspend or terminate your account. The suspension or the termination of your account shall not affect your obligations as set forth in this Agreement.

Additional terms, including, without limitation, prices, payment methods, refund and cancellation policies, and exchange policies may be posted from time to time on the Website.

8. Fraud

We reserve the right, but undertake no obligation, to actively report and prosecute actual and suspected fraud. We may, in our discretion, require further authorization from you such as a telephone confirmation of your order and other information. We reserve the right to cancel, delay, refuse to ship, or recall from the shipper any order if fraud is suspected. We capture certain information during the order process, including, without limitation, information that will be used to locate and identify individuals committing fraud. If any Website order is suspected to be fraudulent, we reserve the right, but undertake no obligation, to submit all records, with or without a subpoena, to all law enforcement agencies, banks and credit card issuers for fraud investigation. We fully reserve the right to cooperate with authorities to prosecute offenders of the law.

9. Cancellation Policy

Once you have placed an order with Gold Savings Plan™ you have entered into a binding legal agreement and you may not cancel the confirmed order. However, after your confirmed order has been placed, prior to it being shipped, the confirmed Purchase Price (“Purchase Price”) may be offset (product sold back to Gold Savings Plan™ ) at Gold Savings Plan™ ’s current Asking Price (“Asking Price”) on the day that we receive your written request for such an offsetting transaction.

All order offset requests must be made during normal business hours, Monday-Friday, 8:00 AM to 4:00 PM US Pacific Standard time. Gold Savings Plan™ reserves the right, in its sole discretion, to permit cancellation and/or offsetting your order.

Offsetting orders may be approved over telephone, live chat, or email, at which time Gold Savings Plan™ shall provide you with a cancellation confirmation and the total Market Losses and fees. Offsetting orders are subject to our market loss policy, described below. As applicable, the difference between the Purchase Price and the Asking Price will determine the fee. In the event of a confirmed cancelled order, you expressly authorize Gold Savings Plan™ to automatically bill the credit or debit card on file for the difference between the Purchase Price and the Asking Price. Alternatively, in the event your credit or debit card is denied, Gold Savings Plan™ reserves the right to invoice you, in which case you expressly agree to pay the amount due, in full, within ten (10) business days. Future orders are not permitted unless and until any cancellation and other related fees are paid in full. All market gains on cancellations shall belong solely to Gold Savings Plan™ .

For cancelled/offsetting orders, the difference between the Purchase Price and the Asking Price will be charged. After Gold Savings Plan™ has shipped the product, the order is final and cannot be canceled. If you refuse to accept the shipment, the product will be returned to us and you may either pay to have it reshipped or accept Market Loss fees upon return. Gold Savings Plan™ reserves the right to refuse or cancel an order for any reason or for no reason at all, regardless of payment method or price confirmation, including without limitation, for orders Gold Savings Plan™ deems questionable or suspicious, for orders Gold Savings Plan™ deems to be a significant risk, when the confirmed price is incorrect, for abrupt movements in the precious metals market, and/or when Gold Savings Plan™ does not receive payment within the allotted timeframe.

Gold Savings Plan™ is not responsible for pricing or typographical errors related to merchandise on the Website, and expressly reserves the right, in its sole and absolute discretion, to cancel all orders placed with respect to such merchandise. In the event of a cancelled order, Gold Savings Plan™ will contact you directly with notification of the cancellation.

In some instances, if the order has been packaged and prepared for shipment but has not been picked up by the shipper, Gold Savings Plan™ may, at its sole and absolute discretion, attempt to intercept the package from shipping. This is rarely possible, but when it is, a $25.00 charge will be charged to the customer’s credit card on file.

10. Return Policy

Gold Savings Plan™ ’s refund, return and exchange policy is limited to five (5) business days from the date you receive the item. You must notify Gold Savings Plan™ ’s Customer Service Department via Contact us: https://www.goldsavingsplan.com/contact within five (5) business days from the date you receive the item and follow the instructions provided to you at that time. Shipping charges are non-refundable. You are fully responsible for all taxes, as well as return shipping costs, including insuring your return shipment. Gold Savings Plan™ may reject any returned or exchanged item that does not conform to these terms. Shipments returned to us will not be held more than 3 days. In the case of a request for an exchange, Gold Savings Plan™ expressly reserves the right, in its sole and absolute discretion, to find an acceptable replacement or refund your money based on the current buy back values, should an acceptable replacement be unavailable. Returns, refunds and exchanges are subject to Gold Savings Plan™ ’s Market Loss Policy. All market gains on refunds, returns, and exchanges shall belong solely to Gold Savings Plan™ . All return are treated as buybacks and liquidations.

11. Gold Savings Plan™ Market Loss Policy

Upon issuance of an order number following a purchase from Gold Savings Plan™ , the price is guaranteed, and you may not cancel the transaction. The transaction may only be offset at Gold Savings Plan™ ’s current asking price. If your item is cancelled, you are responsible for any deficit between the price at which Gold Savings Plan™ sold the item to you and the offsetting purchase price. As set forth above, all cancellations are subject to our Market Loss Policy. Market gains on cancellations or returns shall remain the property of Gold Savings Plan™ . Furthermore and to the extent Gold Savings Plan™ does not have any of your funds in its possession, Gold Savings Plan™ reserves the right, in its sole and absolute discretion, to charge market loss fees to any credit card you have on file with Gold Savings Plan™ .

Without limiting any other legal or equitable rights and remedies that may be available to Gold Savings Plan™ , Gold Savings Plan™ may elect to apply any and all of your funds in its possession to satisfy your monetary obligations and/or may offset any obligations that Gold Savings Plan™ may have to you. Gold Savings Plan™ also reserves the right, in its sole and absolute discretion, to apply any/all funds in its possession toward the satisfaction of your obligations to Gold Savings Plan™ .

12. Shipment

All GSP orders are stored, customer may request all precious metals saved in the customer account to be shipped to the address listed in the customer's account at anytime by contacting: https://www.goldsavingsplan.com/contact

12.1 Shipment for US GSP Customers

Minimum shipping charge from the depository is $79.00 per order, shipping charges may vary depending on value, weight, shipping address and other factors. Gold Savings Plan does not charge for shipping, all such charges are pass through costs and are borne by the customer.

12.2 Shipment for International GSP Customers

International shipping will apply. Shipping charges may vary depending on value, weight, shipping address and other factors. Gold Savings Plan does not charge for shipping, all such charges are pass through costs and are borne by the customer.

12.3 Shipment Process

Once your order ships, you will receive a Shipped email with a tracking number. Note that it in some cases it may take 24-48 hours for tracking to begin.

Shipments are fully insures, and each package over $1,000 requires a signature upon delivery. Should anything happen while your package is in transit to you, it will be covered by our insurance policy subject to the other conditions set forth in this Section 13. However, once a package is shown to be delivered by the carrier, Gold Savings Plan™ ’s responsibility ends.

It is important you are prepared to be physically present at the shipping address when the shipment is delivered. We will not accept responsibility if the carrier leaves the package without your acceptance, leaves the package without a signature, or leaves the package with anyone other than the addressee. This includes but is not limited to a building manager, neighbor, a business mailroom, drop-off location such as mailboxes, etc., post office (PO) boxes, the UPS Store, the Military Postal Service, etc. Note that if you use one of these locations as the shipping address, Gold Savings Plan™ is not responsible. In addition, if the carrier returns the package to sender due to no one being available to receive your package, we will not accept responsibility if something goes wrong in the return to sender process. This includes the package not making it back to our distribution center, damage or missing contents, etc.

Additionally, we will not assume responsibility for packages that are forwarded, signed for by apartment/complex building management, a business mailroom, the Military Postal Service or any person(s) that is not the addressee listed on the order.

Delivered but not Received –Please note that Gold Savings Plan™ will not be responsible for reimbursements or insurance claims on packages that are successfully delivered as addressed. Our liability and insurance cease the moment the package is signed for or left at the specified delivery address. Any issues or problems with a shipment MUST be reported to Gold Savings Plan™ within two (2) calendar days of recorded delivery, else Gold Savings Plan™ may deny any claim.

Lost in Transit – Lost in Transit is defined for the USPS as tracking not having updated in 5 or more calendar days. For UPS & FedEx, it is 3 calendar days. You must contact us within 7 days of most recent tracking for USPS and 3 days of most recent tracking for UPS & FedEx. If you do not contact us by these timeframes, insurance will not cover the package.

Missing or Damaged Contents – This is defined as packages that arrive to you with missing items, wrong items, or damaged items. You must notify us with 48 hours of the delivery timestamp on the tracking. Failure to do so will result in loss of insurance coverage.

For any of these issues, Gold Savings Plan™ assumes responsibility to pursue any claim with the insurance company; provided that you agree to cooperate with us in filing a claim for damaged/lost merchandise in any manner we may reasonably request, including the signing of an Affidavit stating the circumstances surrounding the damaged/lost merchandise within the allotted time frame. If we determine the package is lost or damaged, we will file a claim. Once the claim is filed, we reserve the right to reship your items or refund your money at our discretion.

13. Export Compliance

Each product that Gold Savings Plan™ sells is subject to all United States export laws. Therefore, no products may be exported or re-exported into, or to a national or resident of, Cuba, Iran, North Korea, Syria, or any country to which the United States has embargoed goods. Additionally, no products may be exported or re-exported to anyone on the United States Treasury Department’s list of specially designated nationals or the United States Commerce Department’s Table of Denial Orders.

14. Customer Generated Content

Gold Savings Plan™ may provide you with the ability to submit customer generated content to the Website, which may include but is not limited to product reviews. Except as otherwise licensed herein, you own all rights in and to your customer Generated Content. customer Generated Content may be hosted, shared, and/or published as part of the Website’s associated services. customer Generated Content posted to public areas of the Website, including as product reviews, will be publicly visible to all visitors of the Website. You expressly acknowledge, however, that Gold Savings Plan™ does not guarantee any confidentiality with respect to any submissions of your customer Generated Content.

By submitting customer Generated Content to the Website, you grant Gold Savings Plan™ a non-exclusive, irrevocable, royalty free, worldwide, and perpetual license to use your customer Generated Content for the customary and intended purposes of the Website and any purpose related thereto, including, without limitation, to reproduce, prepare derivative works, distribute copies, perform, sell, display, research, and use any of the customer Generated Content. These purposes may include, but are not limited to, providing you or third parties with the Website or its associated services, improving the Website or its associated services, and archiving or making backups of the Website. You agree to waive all moral rights in and to your customer Generated Content across the world, whether you have or have not asserted moral rights in or to your customer Generated Content. By submitting customer Generated Content to the Website, you further agree to waive all rights of publicity or privacy with respect to the customer Generated Content submitted.

You warrant that any customer Generated Content you submit to the Website will not violate the rights of third parties, including, but not limited to, trademark rights, copyright rights, and rights of publicity and privacy, or violate any applicable law, statute, ordinance, treaty, or regulation, whether local, state, provincial, national, or international.

You agree you are solely responsible for any customer Generated Content you submit to the Website. Gold Savings Plan™ acts solely as a repository of data, and therefore makes no guarantees as to the validity, accuracy, relevance, usefulness, or legal status of any customer Generated Content. Gold Savings Plan™ does not guarantee the confidentiality of any customer Generated Content you share through the Website with any third party.

Gold Savings Plan™ reserves the right to remove customer Generated Content without prior notice and may, at its sole discretion, remove customer Generated Content that it determines, at its sole discretion, violates the terms and conditions of this Agreement. Gold Savings Plan™ also reserves the right to terminate a customer’s access to the Website for any reason, including, but not limited to, for repeatedly infringing on the intellectual property or other rights of third parties or otherwise violating the terms and conditions of this Agreement, or for no reason, and without prior notice.

15. Termination

Either Gold Savings Plan™ or you may terminate this Agreement, for any reason, including convenience, with or without cause, at any time by written notice to the other party. The termination of this Agreement shall not affect the rights and the obligations of Gold Savings Plan™ or you with respect to the period prior to the date of termination. In addition, failure to timely make payments to Gold Savings Plan™ will result in termination of services as deemed appropriate by Gold Savings Plan™ .

16. Section 230 of the Communications Decency Act

You acknowledge and agree that Gold Savings Plan™ is an interactive computer service provider under Section 230 of the Communications Decency Act. Though Gold Savings Plan™ may edit, remove, or control the content displayed through the Website, you agree that Gold Savings Plan™ will not be considered an information content provider and will not be held liable for the republication of defamatory or tortious content created by third parties, whether through the Website or otherwise.

Overall, the Website may contain links to third party websites, applications, or services that Gold Savings Plan™ does not own or control. You agree that Gold Savings Plan™ will not be held responsible or liable for the content of third-party websites, applications, or services.

The views and opinions of customers, contributors, and others expressed on this Website do not necessarily state or reflect those of Gold Savings Plan™ .

17. Disclaimers, Exclusions and Limitations

CAUTION: All purchases, including coins and bullion, involve some degree of risk and are affected by numerous economic factors, all of which are beyond the control of Gold Savings Plan™ . You, and not Gold Savings Plan™ , are responsible for such risk, including, without limitation, market volatility and inability to liquidate the products at an acceptable price, or at all. Consult your investment or financial advisor prior to purchasing/selling and fully assess whether you possess adequate savings and income prior to considering such a purchase. You represent and warrant to Gold Savings Plan™ that you have sufficient experience and knowledge to make informed financial decisions and that Gold Savings Plan™ is not making any recommendation with respect to such purchases and/or such sales.

18. Disclaimer of Warranties

Gold Savings Plan™ PROVIDES THE WEBSITE, THE PRODUCTS, AND SERVICES ON AN “AS IS” AND “AS AVAILABLE” BASIS. Gold Savings Plan™ DOES NOT REPRESENT OR WARRANT THAT THE WEBSITE, ITS USE, ANY INFORMATION ON IT: (I) WILL BE UNINTERRUPTED OR SECURE, (II) WILL BE FREE OF DEFECTS, INACCURACIES OR ERRORS, (III) WILL MEET YOUR REQUIREMENTS, OR (IV) WILL OPERATE IN THE CONFIGURATION OR WITH OTHER HARDWARE OR SOFTWARE YOU USE. Gold Savings Plan™ MAKES NO WARRANTIES OTHER THAN THOSE MADE EXPRESSLY IN THIS AGREEMENT, AND HEREBY DISCLAIMS ANY AND ALL IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION, WARRANTIES OF OR FOR A PARTICULAR PURPOSE, MERCHANTABILITY AND NON-INFRINGEMENT.

Gold Savings Plan™ WILL NOT BE HELD LIABLE OR RESPONSIBLE FOR ANY CONTENT POSTED ON THE WEBSITE, INCLUDING BUT NOT LIMITED TO ANY ADVICE OR MARKETING PROVIDED BY ANY THIRD PARTY, ANY THIRD PARTY LINKS POSTED ON THE WEBSITE, OR ANY CONTENT TRANSMITTED THROUGH THE WEBSITE. Gold Savings Plan™ IS A RETAIL PROVIDER AND DOES NOT ASSUME RESPONSIBILITY FOR ANY ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DESTRUCTION OF IDENTITY, UNAUTHORIZED ACCESS TO AN ACCOUNT, OR ALTERATION THEREOF. Gold Savings Plan™ RESERVES THE RIGHT TO DISCONTINUE THE WEBSITE AT ANY TIME.

Gold Savings Plan™ WILL NOT BE HELD LIABLE FOR NETWORK, INTERNET, COMPUTER, HARDWARE, OR SOFTWARE PROGRAM MALFUNCTIONS, FAILURE, DELAYS, OR DIFFICULTIES WITH THE WEBSITE AT ANY TIME.

THIS WEBSITE MAY CONTAIN FORWARD LOOKING STATEMENTS THAT REFLECT Gold Savings Plan™ ’S CURRENT EXPECTATION REGARDING FUTURE EVENTS AND BUSINESS DEVELOPMENT. THE FORWARD-LOOKING STATEMENTS INVOLVE RISKS AND UNCERTAINTIES. ACTUAL DEVELOPMENTS COULD DIFFER MATERIALLY FROM THOSE PROJECTED AND DEPEND ON A NUMBER OF FACTORS, MOST, IF NOT ALL, OF WHICH ARE OUTSIDE OF Gold Savings Plan™ ’S CONTROL.

PLEASE REMEMBER TO ALWAYS CONSULT WITH YOUR INVESTMENT AND FINANCIAL ADVISOR PRIOR TO PURCHASING.

ALL PRODUCTS ARE SUBJECT ONLY TO ANY APPLICABLE WARRANTIES. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, Gold Savings Plan™ HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, OR FOR A PARTICULAR PURPOSE. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, WE HEREBY EXPRESSLY DISCLAIM ALL LIABILITY FOR PRODUCT DEFECT OR FAILURE, CLAIMS THAT ARE DUE TO NORMAL WEAR, PRODUCT MISUSE, ABUSE, PRODUCT MODIFICATION, IMPROPER PRODUCT SELECTION, NON-COMPLIANCE WITH ANY CODES, OR MISAPPROPRIATION.

Some jurisdictions do not allow the disclaimer of implied warranties. In such jurisdictions, the disclaimers herein may not apply to you insofar as they relate to implied warranties.

19. Limitation of Liability

Gold Savings Plan™ SPECIFICALLY DISCLAIMS ANY LIABILITY OR RESPONSIBILITY FOR ORDERS OR BUY BACK SALES PLACED VIA THE Gold Savings Plan™ ONLINE ORDER ENTRY SYSTEM, FOR ANY LOSSES OR DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, OR PUNITIVE DAMAGES THAT YOU MAY INCUR AS A RESULT OF THE USE OF THE Gold Savings Plan™ ONLINE ORDER ENTRY SYSTEM, THE WEBSITE, AND/OR RELATED PRODUCTS/SERVICES. Gold Savings Plan™ SHALL NOT BE RESPONSIBLE FOR ERRORS, NEGLIGENCE, OR INABILITY TO EXECUTE ORDERS. FURTHER, Gold Savings Plan™ SHALL NOT BE RESPONSIBLE FOR ANY DELAYS IN THE TRANSMISSION, DELIVERY, OR EXECUTION OF YOUR ORDERS DUE TO BREAKDOWN OR FAILURE OF TRANSMISSION OR COMMUNICATION FACILITIES, OR FOR ANY OTHER CAUSES BEYOND Gold Savings Plan™ ’S REASONABLE CONTROL. Gold Savings Plan™ SPECIFICALLY DISCLAIMS ANY LIABILITY FOR THE INTERRUPTION, CANCELLATION, OR OTHER TERMINATION OF THE Gold Savings Plan™ ONLINE ORDER ENTRY SYSTEM.

THE WEBSITE MAY CONTAIN TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS OR OMISSIONS. Gold Savings Plan™ IS NOT RESPONSIBLE FOR ANY SUCH TYPOGRAPHICAL, TECHNICAL, OR PRICING ERRORS LISTED ON THE WEBSITE.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF DAMAGES. IF YOUR JURISDICTION DOES NOT ALLOW THE EXCLUSION OR LIMITATION OF DAMAGES, YOU SHOULD SEEK LEGAL COUNSEL TO UNDERSTAND YOUR LEGAL RIGHTS UNDER THE LAW.

20. Indemnity and Release

You agree to defend, indemnify and hold Gold Savings Plan™ and its subsidiaries, affiliates, officers, directors, agents, employees, licensors, members, shareholders, co-branders or other partners, employees, and advertising partners harmless from any and all claims and expenses, liabilities, losses, actions, damages, claims or demands, including reasonable attorneys’ fees, made by any third-party directly or indirectly relating to or arising out of (a) content you provide to the Website or otherwise transmit or obtain through the products and/or services, (b) your use, purchase, and/or sale of the products and/or services, (c) your connection to the products and/or services, (d) your violation of this Agreement, (e) your violation of any rights of another, (f) your breach of any representation or warranty made by you to Gold Savings Plan™ , or (g) your failure to perform your obligations hereunder. If you are obligated to provide indemnification pursuant to this provision, Gold Savings Plan™ may, in its sole and absolute discretion, control the disposition of any claim at your sole cost and expense. Without limitation of the foregoing, you may not settle, compromise or in any other manner dispose of any claim without Gold Savings Plan™ ’s consent.

You are hereby agreeing to release Gold Savings Plan™ and its subsidiaries, affiliates, officers, directors, agents, employees, licensors, members, shareholders, co-branders or other partners, employees, and advertising partners from any and all claims, demands, debts, obligations, damages (actual or consequential), costs, and expenses of any kind or nature whatsoever, whether known, suspected or unsuspected, disclosed or undisclosed, that you may have against them arising out of or in any way related to, without limitation, such disputes and/or to the Website and related products and services.

21. Relationship

The sole relationship between you and Gold Savings Plan™ is that of purchaser-seller. No other relationship, express or implied, including, without limitation, an agency, employee-employer, franchisee-franchisor, joint venture, or any partnership relationship exists.

22. No Waiver

Upon your failure to comply with your duties and obligations to Gold Savings Plan™ , the latter reserves all rights and remedies available at law or in equity. No delay or failure on the part of Gold Savings Plan™ in exercising any right or any remedy shall operate or be construed as a waiver of that right or that remedy. In addition, no partial exercise by Gold Savings Plan™ of any right or any remedy shall preclude the further exercise of that right or that remedy or the exercise of any other right or any other remedy. In the event you fail to comply with this Agreement, you expressly authorize and grant to Gold Savings Plan™ the right to charge your credit card for any and all market losses incurred by Gold Savings Plan™ , including, without limitation, administrative fees for accepting your orders to either buy from or sell to Gold Savings Plan™ as a result of price and market fluctuations for which you did not fulfill.

23. No Assignment

You may not assign this Agreement, including your related rights and/or obligations, without express prior written consent of Gold Savings Plan™ . Such consent may be granted or withheld by Gold Savings Plan™ at its sole and absolute discretion. This Agreement shall be binding upon and inure to the benefit of any/all permitted assignees and successors of you and Gold Savings Plan™ .

24. Force Majeure

You acknowledge and understand if Gold Savings Plan™ and/or the Website are unable to provide the products and/or services as a result of a force majeure event, Gold Savings Plan™ and/or the Website will not be in breach of any of its obligations to you under this Agreement. A force majeure event means any event beyond the control of Gold Savings Plan™ and/or the Website. Gold Savings Plan™ SHALL NOT HAVE ANY LIABILITY TO YOU WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER FORM OF LIABILITY FOR FAILING TO PERFORM ITS OBLIGATIONS UNDER THIS AGREEMENT TO THE EXTENT SUCH FAILURE IS A RESULT OF A FORCE MAJEURE EVENT.

25. Warranties, Representations, and Restrictions of Website Use

You warrant and agree that you have the right and legal capacity to enter into this Agreement and to adhere to its terms and conditions. You warrant that you are a human individual that is eighteen (18) years of age or older. If you are under eighteen (18) years of age but at least thirteen (13) years of age, you must present this Agreement to your legal guardian for review. Any minors under the age of thirteen (13) are prohibited from utilizing the Website and/or related services.

You warrant and represent that any and all information you provide to Gold Savings Plan™ and the Website is accurate and valid. You agree to comply in good faith with the terms and conditions of this Agreement.

You will not use the Website in any way that violates the rights of third parties, and you agree to comply with any and all applicable local, state, national, provincial, and international laws, treaties, and regulations. Given the global nature of the Internet, you agree to comply with all laws and rules where you reside and here you use the Website. You may not use any third-party intellectual property without the express written permission of the applicable third-party, except as permitted by law. The Website will retain ownership of its intellectual property rights and you may not obtain any rights therein by virtue of this Agreement or otherwise, except as expressly set forth in this Agreement. You will have no right to use, copy, display, perform, create derivative works from, distribute, have distributed, transmit or sublicense from materials or content available on the Website, except as expressly set forth in this Agreement. You may not attempt to reverse engineer any of the technology used to provide the products and/or services.

In your use of the Website and the products and/or services, you may not: (i) infringe any patent, trademark, trade secret, copyright, right of publicity or other right of any party; (ii) defame, abuse, harass, stalk any individual, or disrupt or interfere with the security or use of the products and/or services, the Website or any websites linked to the Website; (iii) interfere with or damage the Website or products and/or services, including, without limitation, through the use of viruses, cancel bots, Trojan horses, harmful code, flood pings, denial of service attacks, packet or IP spoofing, forged routing or electronic mail address information or similar methods or technology; (iv) attempt to use another customer’s account, impersonate another person or entity, misrepresent your affiliation with a person or entity, including (without limitation) the Website or create or use a false identity; (v) attempt to obtain unauthorized access to the Website or portions of the Website that are restricted from general access; (vi) engage, directly or indirectly, in transmission of “spam,” chain letters, junk mail or any other type of unsolicited solicitation; (vii) collect, manually or through an automatic process, information about other customers without their express consent or other information relating to the Website or the products and/or services; (viii) use any meta tags or any other “hidden text” utilizing the Gold Savings Plan™ name, trademarks, or product names; (ix) advertise, offer to sell, or sell any goods or services, except as expressly permitted by the Website; (x) engage in any activity that interferes with any third party’s ability to use or enjoy the Website or products and/or services; or (xi) assist any third party in engaging in any activity prohibited by this Agreement.

26. Governing Law

Except as set forth elsewhere in this Agreement, this Agreement, the entire relationship between you and Gold Savings Plan™ , and all claims or causes of action (whether in contract, tort or statute) that may be based upon, arise out of or relate to this Agreement shall be controlled and governed by, and enforced in accordance with, the applicable laws of the United States of America and the State of California, including laws in the State of California relating to the statute of limitations, without regard to the State of California conflicts of laws provisions.

27. Arbitration Agreement; Class Action Waiver; Waiver of Jury Trial

PLEASE READ THE FOLLOWING PARAGRAPHS CAREFULLY BECAUSE THEY REQUIRE YOU TO AGREE TO RESOLVE ALL DISPUTES BETWEEN US THROUGH BINDING INDIVIDUAL ARBITRATION.

Waiver of Jury Trial. YOU AND Gold Savings Plan™ EACH AGREE TO WAIVE THE RIGHT TO A TRIAL BY JUDGE OR JURY FOR ALL DISPUTES, EXCEPT FOR DISPUTES RELATING TO THE ENFORCEMENT OR INFRINGEMENT OF YOUR OR OUR INTELLECTUAL PROPERTY RIGHTS (SUCH AS COPYRIGHTS, TRADEMARKS, DOMAINS, LOGOS, TRADE DRESS, TRADE SECRETS, AND PATENTS). Such disputes include, but shall not limited to, those arising directly or indirectly or alleged to arise from, in relation to, or in any way in connection with your rights of privacy and publicity. Such disputes will be resolved through final and binding arbitration, which is typically more limited, more efficient, and less costly than rules applicable in court and are subject to very limited review by a court. You and Gold Savings Plan™ agree not to combine a dispute that is subject to arbitration under this Agreement with a dispute that is not eligible for arbitration under this Agreement.

Waiver of Class or Consolidated Actions. ALL CLAIMS AND DISPUTES WITHIN THE SCOPE OF THIS ARBITRATION AGREEMENT MUST BE ARBITRATED ON AN INDIVIDUAL BASIS AND NOT ON A CLASS BASIS. CLAIMS OF MORE THAN ONE CUSTOMER OR customer CANNOT BE ARBITRATED JOINTLY OR CONSOLIDATED WITH THOSE OF ANY OTHER CUSTOMER OR customer. If, however, this waiver of class or consolidated actions is deemed invalid or unenforceable, neither you nor we are entitled to arbitration; instead, all claims and disputes will be resolved in a court as set forth herein.

Required Use of JAMS. You agree that the arbitration will be administered by JAMS Mediation, Arbitration and ADR Services (“JAMS”) under the JAMS Comprehensive Arbitration Rules & Procedures and the JAMS Consumer Arbitration Minimum Standards in effect at the time the arbitration is initiated (collectively, the “JAMS Rules”). The arbitration will be presided over by a single neutral arbitrator selected in accordance with the JAMS Rules. The JAMS Rules, information regarding initiating an arbitration, and a description of the arbitration process are available at www.jamsadr.com. The location of the arbitration and the allocation of fees and costs for such arbitration shall be determined in accordance with the JAMS Rules.

Initiating Arbitration. If you intend to seek arbitration you must first send a written notice (the “Notice”), by certified U.S. Mail to the following:

C-Gold Technologies LLC Dba Gold Savings Plan™

Attn: Legal Department

P.O. Box 341140

Los Angeles, CA, 90034

If Gold Savings Plan™ intends to seek arbitration, Gold Savings Plan™ will send the Notice to the current billing address on your account with Gold Savings Plan™ . The Notice must describe the nature and basis of the claim and the specific relief sought. If you and Gold Savings Plan™ cannot reach an agreement within thirty (30) days from the receipt of the Notice, either party may initiate arbitration proceedings.

Place to File Permitted Court Actions. If your dispute is related to intellectual property rights, or if the arbitration agreement is found to be unenforceable, you and Gold Savings Plan™ agree and consent that such disputes will be resolved in the federal or state courts in the State of California, as applicable, and that you and Gold Savings Plan™ agree to submit to personal jurisdiction and venue of the federal and state courts located in the State of California.

Time Limit to Commence Arbitration. You and Gold Savings Plan™ agree that for any dispute (except intellectual property disputes), you or Gold Savings Plan™ must commence an arbitration proceeding within one year after the dispute first arose; otherwise, such dispute is permanently barred. This means that if we or you do not commence an arbitration within one year after the dispute first arose, the arbitration will be dismissed as untimely.

Arbitration Agreement Survival. This arbitration agreement will survive the termination of your relationship with Gold Savings Plan™ .

28. Severability

If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of this Agreement remain in full force and effect.

29. Entire Agreement

This Agreement constitutes the entire agreement between you and Gold Savings Plan™ and governs your use of the Website, superseding any prior agreements.

30. Integration

Gold Savings Plan™ hereby incorporates its Privacy Policy and its Copyright Policy into this Agreement. This Agreement and its incorporated Privacy Policy and Copyright Policy constitutes the entire agreement between the parties with respect to the use of the Website and its associated services and products. You acknowledge and agree that any additional provisions that may appear in any communication from you will not bind Gold Savings Plan™ .

31. Statute of Limitations

YOU AGREE THAT REGARDLESS OF ANY STATUTE OR LAW TO THE CONTRARY, ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE AGREEMENT MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE OR BE FOREVER BARRED.

32. Child Online Privacy Protection Act

The Website is not directed to persons under the age of eighteen (18) and Gold Savings Plan™ will not knowingly collect personally identifiable information from children under the age of eighteen (18). If Gold Savings Plan™ inadvertently collects such personally identifiable information, Gold Savings Plan™ will delete the personally identifiable information in accordance with its security protocols.

33. Reservation of Rights

All rights not expressly granted herein are reserved to Gold Savings Plan™ .

34. Privacy

Use of this Website is subject to the terms of our Privacy Policy, which is hereby incorporated into and made part of this Agreement. Please carefully review our Privacy Policy. By using this Website, you agree to be bound by the terms of our Privacy Policy. We reserve the right, and you authorize us, to use information regarding your use of this Website, account registration, and any other personal information provided by you in accordance with our Privacy Policy.

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